Dental & Vision Insurance

Dental work and glasses are expenses that don’t disappear simply because we get older. At the very least, dental cleanings and eye exams are a prudent part of good overall health. The expenses involved can, however, play havoc with your budget. There are insurance products designed to address those concerns and we are pleased to offer some excellent options.

Dental Insurance

When shopping for Dental Insurance, there are similarities between the various companies with regard to the coverage offered. The main things you want to compare are:

  • Premiums: Sure, this is obvious, but always compare the premium to the maximum benefit offered.
  • Maximum Benefit: How much will the policy pay during a single policy year? Typical range is $1000 to $1500.
  • Deductibles and Coinsurance: This is the amount you’ll have to pay as your share of the total bill.
  • Network: It is critical to see which dentists are included in the plan. Some plans pay more with “Preferred” providers, others only pay if the dentist is in their network.

We currently offer both Delta Dental of Idaho and Ameritas for Dental Insurance. By clicking the links below you will be taken directly to the appropriate website where you can shop, compare and purchase a plan if you so desire. As always, you can Contact us with any questions you may have or if you would like to schedule an appointment.

  • For Delta Dental of Idaho plans and information, CLICK HERE
  • For Ameritas Primestar plans and information, CLICK HERE

Vision Insurance

Vision Insurance pays for your annual eye examinations as well as a certain amount for “hardware” which can include frames, lenses and contacts. The criteria is pretty much the same as for Dental Insurance above. Compare the premiums, the maximum benefit for hardware, the deductibles or co-pays and, once again, pay particular attention to the network.

For Vision Insurance we offer the Ameritas Network. Click on the link below to see all of the plans offered compete with pricing and network information. You can review, compare and purchase while online. You can also Contact us for an appointment or more information.

  • For Ameritas Primestar plans and information, CLICK HERE